Why Wait to Take My Social Security Benefits?

By Paul Hynes, CFP®
February 2019

(This is Part 1 of a series on timing the start of your Social Security benefits.)

You’ve reached your 62nd birthday. Congratulations! You’re now eligible to begin taking Social Security benefits. But wait—should you? Even though you’ve been paying into the system your entire working career, there may be good reason to delay taking benefits. For others, delaying doesn’t make as much sense. 

So, the question is, “Why wait?”

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