An Insider’s Travel Tips to Aid You When the Unforeseen HappensSubmitted by HearthStone | Private Wealth Management on April 23rd, 2016
An Insider’s Travel Tips to Aid You When the Unforeseen Happens
Imagine you’re on a dream vacation. Suddenly, your idyllic expectations evaporate when someone in your party becomes seriously injured or ill. What do you do?
While the odds are small, it does happen. In fact, it recently happened to a friend of ours, attorney Merv Miller, while he and his wife were on vacation in Argentina. The tips contained in this article are from Merv and are supported by his real life experiences.
It’s important that you plan for the unimaginable. Don’t underestimate the stress and confusion – especially in a foreign land with an unfamiliar language, currency, medical and telephone system, and more.
Follow these steps to be prepared in advance and in case of an emergency.
- Be sure your trip insurance includes evacuation insurance and medical coverage. This coverage is in addition to the more basic trip interruption/cancellation policy. Paying tens of thousands of dollars to be flown back to America is not unheard of. Add in medical expenses, and the price goes even higher.
- Bring a smart phone and know how to use it. Obviously, you need to be able to talk to people who can help you. Yet, there’s much more your smart phone can do. Equip it to help you. For example, make sure you have and know how to use the following applications:
- Currency conversion, so you won’t be doing math under stress.
- Language translator, so you can communicate when it’s most critical.
- Password vault, so you can access essential information or make crucial transactions
- Get a Skype or other WiFi calling application, and an account to use it with a credit card on file. Your normal mobile carrier might charge upwards of $2 per minute. On Skype it can be more in the 3 cent range.
- Update your database of key contacts. From banks to insurance agents to doctors, you will need to be able to reach many key people beyond just your normal “favorites.”
- Take the extra step to set up a Virtual Private Network, or, VPN. You don’t want to rely on the public WiFi system, especially when you’re dealing in sensitive, personal information.
- Pack the right power adapters. Countries outside of North America have different electrical plug configurations. Since you don’t know where your medical emergency is going to occur, you want a good and thorough collection.
HearthStone wishes you nothing but fond and lasting memories from your travels. And, we thank Merv Miller for sharing these hard-won travel lessons with our clients and friends. We’re grateful that his family member made a full recovery.
We’d like to close with this final tip: keep this information and follow it. If you ever find yourself in a situation like Merv, you’ll be so glad you did.
Thanks and credit go to Merwyn J. Miller at About Living Trusts