5 Less-Obvious Things to Do Before Year-End

Beth Misak |

By Paul Hynes, CFP®
December 2019

As we approach 2020, it’s important to be aware of both the obvious and less-obvious steps we can take to improve life for ourselves and others.

In the past, we’ve composed a year-end list of 12 things to do before December 31st. These items are still valid and worth checking out. This year, however, we’re listing five things you may not have thought about yet that you may want to do before the clock strikes midnight on New Year’s Eve. They are:

  1. Make an appointment at the DMV to get your REAL ID. After Oct. 1, 2020, you’ll need to have a driver’s license that is also a REAL ID, in order to board domestic flights. Or, you will need to use your passport. Make your appointment now to beat the rush! You can learn more here.
  2. Check the expiration date on your passport. Most countries will not permit a traveler to enter their country unless the passport is expiring at least six months after the final day of travel. So, you might want to renew your passport well in advance of any foreign travel.
  3. Strengthen your passwords. Staying a step ahead of rampant cyber criminals requires diligence, vigilance, and strong password protection. There’s lots of advice online about how to create strong passwords. You may want to look into services such as 1Password that offer multiple layers of password security at a reasonable cost.
  4. Check in on someone you care about, but haven’t been in touch with for a while. The holidays are a great time to re-connect with distant relatives, old friends, and past acquaintances. You might be surprised how rewarding this can be for both of you.
  5. Book that appointment with your physician, attorney, or other professional. You may have been putting off something important for some time. Stop procrastinating and schedule that appointment. Once it’s on your calendar, you’ll feel less stress and might even look forward to it.

A new year and especially, a new decade, can incentivize us to make a fresh start, especially under the broad category of “life management.” Let us know if you have any questions. We welcome the opportunity to be your guide throughout the next decade and beyond.